KUALA LUMPUR, Nov 26 (Bernama)-- Bank Simpanan Nasional (BSN) will be
the pioneer bank in Malaysia to apply the Mutiara Security System 2
(MSS2) software for the total protection of banking services.
Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=711551
Published: November 27, 2012
Developed by Mutiara Smart Computing Sdn Bhd, the MSS2, an extension of
its basic MSS software, introduced in 2009, is designed to specifically
address issues closely related to the financial industry including
banking, insurance and large corporations.
"We are confident the MSS2 will be an added value for BSN to offer its
consumers. We hope the software will redefine financial security in
Malaysia," said Mutiara Smart Computing Chairman Datuk Abdul Latiff
Mirasa.
He was speaking after the signing of a memorandum of understanding (MoU) between Mutiara Smart Computing and BSN here today.
He said the software utilises the unique feature of the user's facial
contour and expression as the password, safeguarding personal and
financial information.
-- BERNAMA
Tuesday, November 27, 2012
BSN - RM5j bangun sistem
MUTIARA Smart Computing Sdn Bhd mengunjurkan peningkatan pendapatan
sebanyak 20 peratus disumbang sistem sekuriti perisian perbankan
terbarunya, Sistem Sekuriti Mutiara 2 (MSS2). Pengerusinya, Datuk Abdul Latif Mirasa berkata, pelaburan pembangunan
sistem itu mencecah RM5 juta sejak empat tahun lalu menggunakan
kepakaran tempatan.
Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/RM5jbangunsistem/Article/index_html
Published: November 27, 2012
“Ia dibangunkan khusus untuk industri perbankan, insurans dan organisasi besar bagi menangani kecurian identiti menggunakan teknologi pengenalan wajah yang juga satu-satunya sistem pertama dibangunkan di dunia.
“Buat masa ini, Bank Simpanan Nasional (BSN) bank perintis mengguna dan menguji sistem ini selama enam bulan bagi melihat keberkesanannya. “Kami berharap kejayaan MSS2 menjadi nilai tambah untuk BSN menawarkan perkhidmatan perbankan lebih selamat kepada penggunanya,” katanya selepas Majlis Menandatangani Perjanjian Pembekalan Komputer dan Perkakasan antara syarikatnya dan BSN di ibu negara semalam.
Turut hadir, Menteri di Jabatan Perdana Menteri, Tan Sri Nor Mohamed Yakcop, Pengarah Urusan Mutiara Smart Computing Sdn Bhd, Mohamed Ali Hajah Maidin dan Ketua Eksekutif Bank Simpanan Nasional, Datuk Adinan Maning.
Katanya, MSS2 lanjutan sistem pertama dibangunkan pada 2009 yang merakam wajah pengguna sebagai kata laluan bagi melindungi maklumat peribadi dan kewangan.
Mengulas perjanjian bernilai RM7 ditandatangani itu, Abdul Latif
berkata, ia perjanjian bernilai RM7 juta itu bagi projek pembekalan ke
seluruh cawangan BSN di Malaysia termasuk Sabah dan Sarawak sejak awal
2012.
Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/RM5jbangunsistem/Article/index_html
Published: November 27, 2012
“Ia dibangunkan khusus untuk industri perbankan, insurans dan organisasi besar bagi menangani kecurian identiti menggunakan teknologi pengenalan wajah yang juga satu-satunya sistem pertama dibangunkan di dunia.
“Buat masa ini, Bank Simpanan Nasional (BSN) bank perintis mengguna dan menguji sistem ini selama enam bulan bagi melihat keberkesanannya. “Kami berharap kejayaan MSS2 menjadi nilai tambah untuk BSN menawarkan perkhidmatan perbankan lebih selamat kepada penggunanya,” katanya selepas Majlis Menandatangani Perjanjian Pembekalan Komputer dan Perkakasan antara syarikatnya dan BSN di ibu negara semalam.
Turut hadir, Menteri di Jabatan Perdana Menteri, Tan Sri Nor Mohamed Yakcop, Pengarah Urusan Mutiara Smart Computing Sdn Bhd, Mohamed Ali Hajah Maidin dan Ketua Eksekutif Bank Simpanan Nasional, Datuk Adinan Maning.
Katanya, MSS2 lanjutan sistem pertama dibangunkan pada 2009 yang merakam wajah pengguna sebagai kata laluan bagi melindungi maklumat peribadi dan kewangan.
Wednesday, November 21, 2012
Bank Rakyat On Track To Achieve 12 Per Cent Loan Growth This Year, Says Managing Director
KUALA LUMPUR, Nov 20 (Bernama) -- Bank Rakyat is on track to achieve
the anticipated 12 per cent loan growth this year, Managing Director
Datuk Yusof Abdul Rahman said.
Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=710307
Published: November 21, 2012
As at September, the bank's total loan portfolio stood at RM49.7 billion, up 12 per cent year-on-year as compared to the same period last year, he said.
"The biggest contributor comes from personal financing, which contributed 75 per cent of retail loans," he told reporters at the bank's Islamic Medium Term Notes Programme signing ceremony.
On the bigger picture, Yusof said, retail loans contributed 78 per cent of total loans, commercial loans contributed 11 per cent, while the rest came from Islamic pawnbroking business, Ar-Rahnu.
He said Bank Rakyat was planning to open three more branches and five Ar-Rahnu offices, investing about RM1 million to RM1.5 million for each branch, and RM350,000 to RM400,000 for each Ar-Rahnu outlet.
Currently, the bank has 136 branches and 42 Ar-Rahnu outlets nationwide.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=710307
Published: November 21, 2012
As at September, the bank's total loan portfolio stood at RM49.7 billion, up 12 per cent year-on-year as compared to the same period last year, he said.
"The biggest contributor comes from personal financing, which contributed 75 per cent of retail loans," he told reporters at the bank's Islamic Medium Term Notes Programme signing ceremony.
On the bigger picture, Yusof said, retail loans contributed 78 per cent of total loans, commercial loans contributed 11 per cent, while the rest came from Islamic pawnbroking business, Ar-Rahnu.
He said Bank Rakyat was planning to open three more branches and five Ar-Rahnu offices, investing about RM1 million to RM1.5 million for each branch, and RM350,000 to RM400,000 for each Ar-Rahnu outlet.
Currently, the bank has 136 branches and 42 Ar-Rahnu outlets nationwide.
-- BERNAMA
Bank Rakyat Akan Capai Pertumbuhan Pinjaman 12 Peratus Tahun Ini, Kata MD
KUALA LUMPUR, 20 Nov (Bernama) -- Bank Rakyat telah bersedia untuk
mencapai sasaran 12 peratus pertumbuhan pinjaman tahun ini, kata
Pengarah Urusan Datuk Yusof Abdul Rahman Selasa.
Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=710333
Published: November 21, 2012
Setakat September, jumlah portfolio pinjaman bank itu dicatatkan pada RM49.7 bilion, naik 12 peratus tahun ke tahun berbanding tempoh yang sama tahun depan, katanya.
"Sumbangan terbesar adalah dari pembiayaan peribadi, yang menyumbang 75 peratus pinjaman runcit," katanya kepada pemberita di majlis pemeteraian Program Nota Jangka Sederhana Islam bank itu hari ini.
Yusof berkata pinjaman runcit menyumbang 78 peratus daripada jumlah pinjaman, pinjaman komersil menyumbang 11 peratus, sementara selebihnya daripada perniagaan pajak gadai Islam, Ar-Rahnu.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=710333
Published: November 21, 2012
Setakat September, jumlah portfolio pinjaman bank itu dicatatkan pada RM49.7 bilion, naik 12 peratus tahun ke tahun berbanding tempoh yang sama tahun depan, katanya.
"Sumbangan terbesar adalah dari pembiayaan peribadi, yang menyumbang 75 peratus pinjaman runcit," katanya kepada pemberita di majlis pemeteraian Program Nota Jangka Sederhana Islam bank itu hari ini.
Yusof berkata pinjaman runcit menyumbang 78 peratus daripada jumlah pinjaman, pinjaman komersil menyumbang 11 peratus, sementara selebihnya daripada perniagaan pajak gadai Islam, Ar-Rahnu.
-- BERNAMA
Bank Rakyat’s RM1bil Islamic medium term notes well received
KUALA LUMPUR: In preparation for Basel III, Bank Rakyat has launched
its first sukuk issuance to raise RM1bil under an Islamic medium term
notes programme.The issuance would raise RM300mil under its three-year term notes and RM700mil under its five-year term notes.
Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2012/11/21/business/12348529&sec=business
Published: November 21, 2012
Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/rayat-2/Article/
Published: November 21, 2012
Bank Rakyat managing director Datuk Yusof Abdul Rahman said the sukuk issuance was part of the bank's effort to restructure the bank's fund and to raise funds for the long and medium term.
“It is also to meet the higher capital requirements and in preparation for the eventuality of Basel III implementation,” he said at the launch of the sukuk issuance.
He said most of the local banks had responded to take up the sukuk bonds, including RHB Bank, Maybank and CIMB Bank.
The notes under three-year tenure have an annualised return of 3.88% while the five-year term notes have an 4.08% rate of return.
Bank Rakyat chairman Tan Sri Sabbaruddin Chik noted in his speech that the sukuk had been given an AA2 rating by RAM Rating Bhd.
“This is evidence of the bank's strength and an important indicator to the public on the bank's ability to give better returns,” he said.
The issuance has been oversubscribed by 2.05 times.
As obligor, Bank Rakyat has appointed its funding conduit, Imtiaz Sukuk Bhd to issue the sukuk on Nov 23. CIMB Investment Bank and Maybank Investment Bank were the lead arrangers for the sukuk issuance and were involved in identifying potential investors.
On Bank Rakyat's performance, Yusof said the loan growth was expected to be about 12% at year-end.
“As at end-September, our loan growth was 12% higher year-on-year, amounting to RM49.7bil and we anticipate to end the year with a 12% loan growth,” he said.
The bank's loan portfolio is now 78% retail, 11% commercial and the remainder for other services. Under the retail loans, 75% were personal loans.
Non-performing loans stood at 2.9% in September and improved to 2.79% the following month. Bank Rakyat's risk-weighted capital ratio was 15% while its core capital ratio was 14.8%.
He also said the demand for its Ar Rahnu Islamic pawnbroking service was still high among the mid and lower income groups, adding that the bank now had a loan balance of RM1.8bil under its Ar Rahnu service.
As for business expansion, he said Bank Rakyat planned to open five more Ar Rahnu outlets in addition to its 42 outlets and three more bank branches by year-end.
Yusof noted that the cost for each Ar Rahnu outlet was about RM400,000 while bank branches cost RM1.5mil each.
Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2012/11/21/business/12348529&sec=business
Published: November 21, 2012
Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/rayat-2/Article/
Published: November 21, 2012
At
the signing ceremony are (from left) CIMB Investment Bank CEO Datuk
Charon Wardini Mokhzani, Domestic Trade, Cooperatives and Consumerism
Minister Datuk Ismail Sabri Yaacob, Yusof, Maybank Investment Bank CEO
Tengku Datuk Zafrul Tengku Abdul Aziz, Sabbaruddin Chik and Bank Rakyat
branch operation assistant GM Baharom Embi.
“It is also to meet the higher capital requirements and in preparation for the eventuality of Basel III implementation,” he said at the launch of the sukuk issuance.
He said most of the local banks had responded to take up the sukuk bonds, including RHB Bank, Maybank and CIMB Bank.
The notes under three-year tenure have an annualised return of 3.88% while the five-year term notes have an 4.08% rate of return.
Bank Rakyat chairman Tan Sri Sabbaruddin Chik noted in his speech that the sukuk had been given an AA2 rating by RAM Rating Bhd.
“This is evidence of the bank's strength and an important indicator to the public on the bank's ability to give better returns,” he said.
The issuance has been oversubscribed by 2.05 times.
As obligor, Bank Rakyat has appointed its funding conduit, Imtiaz Sukuk Bhd to issue the sukuk on Nov 23. CIMB Investment Bank and Maybank Investment Bank were the lead arrangers for the sukuk issuance and were involved in identifying potential investors.
On Bank Rakyat's performance, Yusof said the loan growth was expected to be about 12% at year-end.
“As at end-September, our loan growth was 12% higher year-on-year, amounting to RM49.7bil and we anticipate to end the year with a 12% loan growth,” he said.
The bank's loan portfolio is now 78% retail, 11% commercial and the remainder for other services. Under the retail loans, 75% were personal loans.
Non-performing loans stood at 2.9% in September and improved to 2.79% the following month. Bank Rakyat's risk-weighted capital ratio was 15% while its core capital ratio was 14.8%.
He also said the demand for its Ar Rahnu Islamic pawnbroking service was still high among the mid and lower income groups, adding that the bank now had a loan balance of RM1.8bil under its Ar Rahnu service.
As for business expansion, he said Bank Rakyat planned to open five more Ar Rahnu outlets in addition to its 42 outlets and three more bank branches by year-end.
Yusof noted that the cost for each Ar Rahnu outlet was about RM400,000 while bank branches cost RM1.5mil each.
Bank Rakyat Akan Terbit Sukuk Bernilai RM1 Bilion
KUALA LUMPUR, 20 Nov (Bernama) -- Bank Rakyat hari ini menandatangani
Perjanjian Program Nota Jangka Sederhana Islamik dengan Maybank
Investment dan CIMB Investment untuk menerbitkan sukuk bernilai RM1
bilion.
Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=710263
Published: November 21, 2012
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Korporat/20121121/ko_01/Bank-Rakyat-terbit-sukuk-RM1b
Published: November 21, 2012
Terbitan yang dinamakan Sukuk Musyarakah itu dijangka bermula 23 November ini.
Kesemua pelabur utama dalam program tersebut adalah terdiri daripada bank-bank tempatan.
Pengarah Urusannya, Datuk Yusof Abdul Rahman (gambar) berkata, terbitan itu adalah untuk pendanaan jangka panjang dan sebagai persediaan bagi menghadapi pelaksanaan garis panduan Basel III oleh Bank Negara Malaysia (BNM).
Basel III akan dilaksanakan berperingkat-peringkat mulai 2013 hingga 2019.
Kata Yusof, setakat ini, sukuk yang diterbitkan itu telah terlebih langganan sebanyak 2.05 kali langganan.
"Lebihan langganan ini membuktikan keyakinan pelabur terhadap Bank Rakyat," katanya.
Beliau berkata demikian kepada pemberita selepas menghadiri majlis menandatangani perjanjian program nota jangka sederhana Islam bernilai RM1 bilion di sini hari ini.
Majlis itu telah disaksikan oleh Menteri Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan, Datuk Seri Ismail Sabri Yaakob.
Yang turut hadir pada majlis itu ialah Pengerusi Bank Rakyat, Tan Sri Sabaruddin Chik, Ketua Pegawai Eksekutif CIMB Investment, Datuk Charon Wardini Mokhzani dan Ketua Pegawai Eksekutif Maybank Investment, Tengku Datuk Zafrul Tengku Abdul Aziz.
Di bawah program terbitan sukuk itu, CIMB Investment Bank Bhd. (CIMB Investment) dan Maybank Investment Bhd. (Maybank Investment) telah dilantik sebagai perancang dan pengurus utama bersama.
Penampilan ulung sukuk Bank Rakyat telah mendapat penarafan AA2 oleh agensi penarafan, RAM Rating Bhd.
Tambah Yusof, pihaknya akan menggunakan sebanyak RM300 juta daripada RM1 bilion sukuk yang diterbitkan dalam satu peringkat itu dalam tempoh tiga tahun pertama manakala bakinya, akan digunakan selepas lima tahun.
Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=710263
Published: November 21, 2012
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Korporat/20121121/ko_01/Bank-Rakyat-terbit-sukuk-RM1b
Published: November 21, 2012
Terbitan yang dinamakan Sukuk Musyarakah itu dijangka bermula 23 November ini.
Kesemua pelabur utama dalam program tersebut adalah terdiri daripada bank-bank tempatan.
Pengarah Urusannya, Datuk Yusof Abdul Rahman (gambar) berkata, terbitan itu adalah untuk pendanaan jangka panjang dan sebagai persediaan bagi menghadapi pelaksanaan garis panduan Basel III oleh Bank Negara Malaysia (BNM).
Basel III akan dilaksanakan berperingkat-peringkat mulai 2013 hingga 2019.
Kata Yusof, setakat ini, sukuk yang diterbitkan itu telah terlebih langganan sebanyak 2.05 kali langganan.
"Lebihan langganan ini membuktikan keyakinan pelabur terhadap Bank Rakyat," katanya.
Beliau berkata demikian kepada pemberita selepas menghadiri majlis menandatangani perjanjian program nota jangka sederhana Islam bernilai RM1 bilion di sini hari ini.
Majlis itu telah disaksikan oleh Menteri Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan, Datuk Seri Ismail Sabri Yaakob.
Yang turut hadir pada majlis itu ialah Pengerusi Bank Rakyat, Tan Sri Sabaruddin Chik, Ketua Pegawai Eksekutif CIMB Investment, Datuk Charon Wardini Mokhzani dan Ketua Pegawai Eksekutif Maybank Investment, Tengku Datuk Zafrul Tengku Abdul Aziz.
Di bawah program terbitan sukuk itu, CIMB Investment Bank Bhd. (CIMB Investment) dan Maybank Investment Bhd. (Maybank Investment) telah dilantik sebagai perancang dan pengurus utama bersama.
Penampilan ulung sukuk Bank Rakyat telah mendapat penarafan AA2 oleh agensi penarafan, RAM Rating Bhd.
Tambah Yusof, pihaknya akan menggunakan sebanyak RM300 juta daripada RM1 bilion sukuk yang diterbitkan dalam satu peringkat itu dalam tempoh tiga tahun pertama manakala bakinya, akan digunakan selepas lima tahun.
Subscribe to:
Posts (Atom)