PBSNB Umum Pengagihan Pendapatan ASBSN

UALA LUMPUR, 30 Jan (Bernama) -- Anak syarikat milik penuh Bank Simpanan Nasional (BSN), Permodalan BSN Berhad (PBSNB) mengumumkan pengagihan pendapatan berjumlah RM4.695 juta untuk Amanah Saham Bank Simpanan Nasional (ASBSN) bagi tahun kewangan berakhir pada 31 Disember 2012.

Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=925035
Published: January 31, 2013

Dalam kenyataan Rabu, syarikat itu berkata pengagihan kasar bagi ASBSN adalah 1.7 sen seunit (kasar) untuk pelabur-pelabur yang memegang unit amanah sehingga 31 Disember 2012.

Ketua Pegawai Eksekutif PBSNB, Kamarul Izam Idrus berkata ASBSN adalah dana yang mempunyai objektif untuk mencapai pertumbuhan modal dan pendapatan dalam jangka masa sederhana ke panjang dengan melabur dalam pasaran ekuiti.

"Setakat tahun kewangan berakhir 31 Disember 2012, jumlah nilai aset bersih (NAB) dana yang diuruskan adalah RM95.525 juta. Dana ASBSN mempunyai sejumlah 94,369 pelabur setakat 31 Disember 2012," katanya.

-- BERNAMA

OM Sarawak signs financing deal for ferro-alloy smelting plant project

Kuching: OM Materials (Sarawak) Sdn Bhd (OM Sarawak) has signed a commitment letter with a syndicate of leading regional and international lenders for about US$315mil to provide debt financing for its ferro-alloy smelting plant project in Samalaju Industrial Park in Bintulu.

Source from (Exim Bank Official Website): http://www.exim.com.my/media-centre/media-coverage/2013/om-sarawak-signs-financing-deal-ferro-alloy-smelting-plant-project
Published: January 31, 2013

The Project financing comprised limited resource senior project finance debt facilities totalling US$215mil of performance and payment securities for the construction, commissioning and operation of the project.

The group of lenders comprise Export-Import Bank of Nalaysia Bhd, RHB Bank Bhd, Standard Chartered Bank Malaysia Bhd and Malayan Banking Bhd.......

SME Bank holds Seassion

 Kota Kinabalu: About 20 customers representative of SME bank Sabah took part in a "Customer Engagement Session - Service Transformation For Excellence Performance Programme" which was conducted by SME Bank Berhad" headquarters here, recently.

Source from (The Star Online): http://www.smebank.com.my/documents/10157/93608e5b-2be2-40ea-9f15-3a211b39210e
Published: January 31, 2013

SME Bank Berhad's Consultant, Focus learning Sdn. Bhd, headed by Mohd Azlan Hamzah, carried out the session with SME Customers to get feedbank in order to enhance and improve the services for the benefit of both parties......

TH enlists MIDF to help in sukuk issuance

PETALING JAYA: TH Heavy Engineering Bhd has appointed MIDF Amanah Investment Bank Bhd to assist in the proposal to establish an issuance of up to RM70mil in non-rated sukuk under the Sukuk Murabahah programme.

Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2013/1/31/business/12650202&sec=business
Published: January 31, 2013

MIDF Amanah Investment is the principal adviser and lead arranger for the programme.

In its filing with Bursa Malaysia, TH Heavy Engineering via its wholly-owned unit THHE Fabricators Sdn Bhd, said the Securities Commission (SC) had authorised the proposed Sukuk Murabahah programme in a letter dated Jan 25.

However, the SC’s approval was subject to the programme’s compliance with the standard approval conditions and continuing obligations according to the Islamic Securities Guidelines.

The tenure of the Sukuk Murabahah programme is up to six years from the date of the first issuance, which will be made within one year from the date of the SC’s authorisation of the programme.

The Sukuk Murabahah is unrated, non-transferable and non-tradable.

THHE Fabricators will utilise the proceeds from the sukuk issuance to finance the improvement works on the Pulau Indah Integrated Fabrication Yard.

Additionally, it will be used to refinance its existing RM20mil bridging loan facility with MIDF Amanah Investment, its working capital requirements and the incidental expenses relating to the Sukuk Murabahah programme.

MAICCI Applauds Bank Rakyat's Decision On Micro I-Financing Scheme

KUALA LUMPUR, Jan 29 (Bernama) -- The Malaysian Associated Indian Chambers of Commerce & Industry (MAICCI) has welcomed Bank Rakyat's decision to exempt applicants from scrutiny by the Credit Tip Off Service Sdn Bhd (CTOS) and Central Credit Reference Information System (CCRIS) for the new Micro I-Financing Scheme (MUsk).

Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=924769
Published: January 30, 2013

The micro-financing package announced on Jan 28 is now available at all the bank's branches nationwide and from RM1,000 to RM50,000 with a 2.5 per cent service fee.

In a statement Tuesday, MAICCI President, Datuk K.K. Eswaran said the move provided a "second lease of life" for many small business entrepreneurs, who had been unable to expand their business due to being blacklisted by CTOS or CCRIS.

Eswaran said the organisation had voiced its concern on the blacklisting issue during a courtesy call on Prime Minister Datuk Seri Najib Tun Razak in May last year.

"We later presented to him a detailed memorandum highlighting the importance of waiving the CTOS and CCRIS credit reference check, that would benefit many entrepreneurs who were being blacklisted mainly for standing as guarantors," he added.

The MAICCI is an apex Indian business organisation representing the various Indian chambers of commerce and industry and trade associations.

-- BERNAMA 

MAICCI Sambut Baik Keputusan Bank Rakyat Untuk Skim Mikro I-Pembiayaan

KUALA LUMPUR, Jan 29 (Bernama) -- Gabungan Dewan Perniagaan dan Perindustrian India Malaysia (MAICCI) menyambut baik keputusan Bank Rakyat untuk mengecualikan pemohon daripada penelitian rapi oleh Credit Tip Off Service Sdn Bhd (CTOS) dan Sistem Maklumat Rujukan Kredit Berpusat (CCRIS) untuk Skim Mikro I-Pembiayaan (MUsk).

Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=924792
Published: January 30, 2013

Pakej mikro-pembiayaan yang diumumkan pada 28 Jan kini boleh diperoleh di semua cawangan bank seluruh negara dan daripada RM1,000 hingga RM50,000 dengan yuran perkhidmatan 2.5 peratus.

Dalam satu kenyataan Selasa, Presiden MAICCI, Datuk K.K. Eswaran berkata langkah itu menyediakan "peluang kedua" untuk ramai usahawan kecil, yang tidak mampu mengembangkan perniagaan masing-masing kerana disenaraihitamkan oleh CTOS atau CCRIS.

Eswaran berkata pertubuhan itu telah menyuarakan kebimbangan mereka mengenai isu disenaraihitamkan semasa kunjungan hormat ke atas Perdana Menteri Datuk Seri Najib Tun Razak pada bulan Mei tahun lepas.

"Kami kemudiannya, memberikan kepada beliau memorandum terperinci yang mengetengahkan kepentingan bagi menepikan penelitian rujukan kredit CTOS dan CCRIS, yang akan memberi peluang banyak usahawan yang disenaraihitamkan terutamanya sebagai penjamin," tambah beliau.

MAICCI ialah pertubuhan perniagaan India yang mewakili pelbagai dewan perdagangan dan industri serta persatuan perniagaan India.

-- BERNAMA 

‘Mahram perlu ikut umrah’

Kuala Lumpur: Bermula tahun ini, wanita yang mahu mengerjakan umrah perlu ditemani mahram sebagaimana ditetapkan Kerajaan Arab Saudi, kata Menteri di Jabatan Perdana Menteri, Datuk Seri Jamil Khir Baharom.

Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/2013013005254520130130052545//Article/index_html
Published: January 30, 2013

Beliau yang juga Pengerusi Majlis Agama Islam Wilayah Persekutuan (MAIWP) berkata, arahan itu bukan dikeluarkan kepada jemaah Malaysia saja, bahkan semua negara baru-baru ini.

“Saya sudah minta pihak Tabung Haji menyusun satu tarikh sidang akhbar bagi menjelaskan isu berkenaan kepada umat Islam negara ini.

“Kalau dulu, ibadah haji saja yang kena ada mahram...tapi sekarang jemaah umrah juga diarahkan berbuat sama. Begitupun kita percaya langkah ini bertujuan membantu mengurangkan beban permasalahan di peringkat Kerajaan Arab Saudi sendiri,” katanya.

Beliau berkata demikian pada sidang media selepas menyampaikan Bantuan Khas Awal Persekolahan RM100 kepada pelajar Sekolah Menengah Agama (SMA) MAIWP di Masjid Saidina Othman Ibn Affan di sini, semalam.

Seramai 440 pelajar tingkatan satu hingga lima SMA-MAIWP menerima bantuan berjumlah RM44,000. Angka itu adalah sebahagian kecil daripada peruntukan RM540 juta yang diumumkan Perdana Menteri Datuk Seri Najib Razak dalam pembentangan Bajet 2013.

Menjelas berhubung salah faham yang mungkin timbul daripada arahan Kerajaan Arab Saudi itu, Jamil berkata masyarakat kena tahu bahawa isu mahram berkait dengan hukum.

“Kita harap jangan ada pihak yang cuba pertikaikan...saya percaya mereka (Kerajaan Arab Saudi) juga ada hujah tersendiri yang semestinya berkait dengan hukum,” katanya.
Terdahulu, Kedutaan Arab Saudi memberi arahan tiada lagi tumpang mahram untuk jemaah wanita yang mahu mengerjakan umrah sendirian.

Dengan adanya arahan sedemikian, ia sekali gus menetapkan bahawa jemaah yang mahu menunaikan umrah mesti ditemani suami, adik-beradik lelaki berumur 18 tahun ke atas atau bapa saudara.

BPMB to go big in credit wrap facility

KUALA LUMPUR: Bank Pembangunan Malaysia Bhd (BPMB) wants to aggressively promote its credit wrap guarantee facility for corporations to raise funds via the bond market this year.

Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/benkp/Article/
Published: January 29, 2013

Its president/managing director Datuk Zafer Hashim said with a high risk weighted capital ratio of 34 per cent and being a triple A-rated bank, BPMB is in the right position to offer credit wrap facility.

He said corporations seeking financing for long-tenure projects can leverage on the bank's AAA rating and tap the bond market to issue bonds.

Zafer said with the bank having no access to retail market, the cost of fund is on average higher by two percentage points than commercial banks.

"That is why for us to give direct lending, the rate that we charge may not be attractive. But by providing credit wrap, the corporations can access the bond market directly," he said in an interview with Business Times here recently.

He said BPMB had tested this market last year with a RM150 million facility and the party involved had issued bonds based on the bank's credit wrap.

"So this year, we want to go big in this offering for projects that require financing of more than 15 years. The room that we can do credit wrap is just huge."

Zafer said this is the direction the bank is heading for in 2013 as it supports quite a number of government projects.

"Many more infrastructure projects are coming on stream in 2013, such as highways and Private Finance Initiatives. Our position is quite robust."

Zafer, who has been at the helm of BPMB since August 2009, said the bank's assets have grown by about seven per cent until 2011 and it projects the figure to close the financial year ended December 31 2012 at RM33 billion.

For the year ended December 31 2011, the bank posted a 20 per cent year-on-year increase in net profit to RM462 million due to higher income from loans and advances.

It registered a six per cent gross loan growth, largely contributed by loan disbursement to infrastructure projects totaling RM2.9 billion.

The total equity of the group increased to RM7.4 billion as at December 31 2011.

New Financial Services Act will give regulators more power for governance and checks and balances

THE new Financial Services Act (FSA) that will come into effect soon is a step in the right direction to strengthen the country's financial sector. It gives financial regulators stronger and tougher powers aimed at creating better governance and checks and balances among Malaysia's financial institutions.

Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2013/1/29/business/12638592&sec=business
Published: January 29, 2013

We are all only too aware of the shenanigans that had taken place among the major international banking groups that led to the 2008 financial crisis that wreaked so much havoc.

To be sure, Malaysia already has a dynamic financial system, which has evolved in response to changing domestic and international trends. The FSA is part of the authorities' continuous improvement of regulating the local financial sector. It aims to provide a more uniformed framework in regulating the conventional banking sector, insurance and payment systems.

The FSA will replace several existing acts, including the Banking and Financial Institutions Act 1989 (Bafia), the Exchange Control Act 1953, the Insurance Act 1996 and the Payment Systems Act 2003.

Prior to this, the 1989 Bafia, which governs the local banking sector, had replaced the Banking Act 1973 and the Finance Companies Act 1969.

Economic and financial challenges will keep on growing with globalisation, and as the country looks to leapfrog into a high-income and developed nation status by 2020, the financing needs of the economy is expected to rise further and become increasingly more complex and diversified.

For this, a much stronger and integrated framework for the banking and finance sector is necessary to counter future risks in financial stability.

The aim of better regulation is to bring about more transparency, accountability and governance. Another goal is in making sure institutions have sufficient assets to meet their obligations.

Although the full implications of the FSA is still unclear at the moment the central bank is in the process of engaging the various stakeholders of the financial services sector some aspects of it are clear: It will give the central bank broader oversight over financial holding companies (FHC) that currently do not come under its purview.

Bafia regulates individual banking entities within these groups like the commercial and investment banks but not the FHC itself. But under the new framework, the FHC would be subjected to the same regulatory requirements as the banks under them, ie, prudential standards will be imposed, requiring them to retain more capital.

This, according to Maybank Investment Bank Research in a recent note, will impact FHCs like Affin Holdings Bhd, Alliance Financial Group Bhd, AMMB Holdings Bhd, BIMB Holdings Bhd, CIMB Group Holdings Bhd, Hong Leong Financial Group Bhd and RHB Capital Bhd.

More importantly, the new Act seeks to address concerns of the “double leverage” approach, where the FHC borrows money and, in turn, pumps it into the operating banks as equity. The recent move to take Hong Leong Capital Bhd private, according to some analysts, is perhaps part of a move to streamline and restructure the operations under the Hong Leong umbrella ahead of the new Act.

No doubt, the new FSA, which will come into affect this year, would be giving banking groups more work to reorganise and better capitalise themselves. But the stricter requirements will bode well for Malaysia's financial and banking system in the long run.

Here's another thing that the FSA is going to bring about: stricter penalties for financial crimes. It has been reported that the new Act will see a revision in the quantum for monetary penalties from the current maximum of RM10mil to RM50mil. It is also said to involve provisions of enforcement instruments for more effective enforcement.

Considering what has happened with errant banking groups in the West, this surely will be another welcomed move by all those concerned about the health of the financial sector.

l Deputy news editor Gurmeet Kaur hopes that in meeting the stricter requirements imposed by the upcoming FSA, financial institutions do not end up passing additional costs to consumers.

Usaha tambah kuota haji warga tua

Taiping: Malaysia akan berusaha memastikan golongan warga tua berusia 75 tahun ke atas yang belum menunaikan haji, berpeluang melakukannya tahun ini. 

Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/Usahatambahkuotahajiwargatua/Article
Published: January 29, 2013

Menteri di Jabatan Perdana Menteri, Datuk Seri Jamil Khir Baharom, berkata Malaysia akan membawa perkara berkenaan ketika pertemuan dengan Menteri Haji Arab Saudi pada April ini.

Cuba tambah jumlah

“Tahun lalu, 4,000 jemaah haji berusia lebih 75 tahun berpeluang menunaikan ibadah haji, jadi tahun ini kita cuba menambah jumlah mereka dan ia bergantung kepada permohonan.

“Ketika ini, ada lebih 12,000 warga tua berusia 75 tahun ke atas menunggu giliran untuk menunaikan ibadah haji buat pertama kali,” katanya kepada pemberita selepas merasmikan sambutan Maulidur Rasul anjuran UMNO Parlimen Bukit Gantang di Dewan Bunga Raya Changkat Jering, dekat sini, semalam.

Jamil juga berkata, kuota jemaah haji dari Malaysia ketika ini kekal 28,000 orang setahun berdasarkan Piagam Pertubuhan Persidangan Islam (OIC) iaitu berdasarkan nisbah 0.1 peratus daripada jumlah penduduk negara.

“Begitupun, kita sentiasa memanjangkan rayuan. April ini saya akan pergi bermesyuarat haji di Makkah, bertemu dengan Menteri Haji dan 21 agensi untuk menentukan tempat, muassasah dan masalah jemaah haji termasuk dari Malaysia,” katanya.

Hawkers, Petty Traders Can Apply For Micro Financing

TEMERLOH, Jan 27 (Bernama) -- From today, 1.5 million hawkers and petty traders nationwide can apply for loans under the Micro Financing Scheme which will be channelled via the Public Private Partnership Unit of the Prime Minister's Department.

Source from (Bernama): http://www.bernama.com/bernama/v6/newsgeneral.php?id=924446
Published: January 28, 2013

Domestic Trade, Cooperatives and Consumerism Minister Datuk Seri Ismail Sabri Yaakob said the scheme was handled by Bank Rakyat, which provided financing facility from RM1,000 to RM50,000 as working capital or for purchase of equipment.

"This scheme gives priority to participants who carry out the 1Malaysia People's Menu business," he told reporters after launching a 1Malaysia Traders Programme, here, Sunday.

He said those keen to apply could fill up a form which they could obtain from any Bank Rakyat branch by bringing along a copy of their identity card and Malaysian Companies Commission business registration.

"The process of approval for complete applications will only take five to 10 days," he said, adding that the government had allocated RM50 million for the micro financing scheme.

-- BERNAMA 

Skim Pembiayaan Mikro Untuk Penjaja Kini Dibuka

TEMERLOH, 27 Jan (Bernama) -- Kira-kira 1.5 juta penjaja dan peniaga kecil di seluruh negara kini boleh memohon Skim Pembiayaan Mikro Untuk Penjaja dan Peniaga Kecil yang disalur melalui Unit Kerjasama Awam Swasta, Jabatan Perdana Menteri.

Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/SkimPembiayaanMikromuladibuka/Article
Published: January 29, 2013

Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/2013012807050320130128070503/Article
Published: January 28, 2013

Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/skim-biaya-mikro-penjaja-kini-dibuka-1.125697
Published: January 28, 2013

Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsgeneral.php?id=924431
Published: January 28, 2013


DATUK Seri Ismail Sabri Yaakob (tengah) beramah mesra dengan 
penjaja ketika melawat gerai-gerai selepas merasmikan majlis Pelancaran 
Program Penjaja 1Malaysia (PP1M) di Dataran Temerloh di sini, semalam.

1.5 juta layak mohon pinjaman RM1,000 hingga RM50,000

Menteri Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan Datuk Seri Ismail Sabri Yaakob berkata skim itu yang dikendalikan Bank Rakyat, menyediakan pembiayaan dari RM1,000 hingga RM50,000 bagi tujuan modal kerja atau modal pusingan serta pembelian peralatan.

"Skim ini memberi keutamaan kepada peserta yang menjalankan perniagaan Menu Rakyat 1Malaysia di mana permohonan mereka akan didahului berbanding mereka yang menjalankan perniagaan lain," katanya kepada pemberita selepas melancarkan Program Penjaja 1Malaysia di sini, Ahad.

Katanya bagi yang berminat, mereka boleh mengisi borang yang disediakan di semua cawangan Bank Rakyat dan dilampir salinan kad pengenalan serta salinan pendaftaran perniagaan Suruhanjaya Syarikat Malaysia (SSM).

"Bagi permohonan yang lengkap, proses kelulusan akan mengambil masa antara lima hingga 10 hari sahaja," katanya menambah kerajaan memperuntukkan RM50 juta menerusi skim itu.

Ismail Sabri berkata antara syarat permohonan skim itu ialah warganegara Malaysia, berumur 18 hingga 60 tahun, berdaftar dengan SSM di Semenanjung dan pihak berkuasa tempatan bagi Sabah dan Sarawak serta berniaga sepenuh masa.

Antara keistimewaan skim itu ialah penerima tidak dikenakan faedah atau memerlukan cagaran, dikecualikan daripada semakan Sistem Maklumat Rujukan Kredit Pusat dan Credit Tip Off Service Sdn Bhd (CTOS) serta tempoh bayaran balik antara lima dan sembilan tahun.

Sementara itu, pada majlis penutup Karnival Hospitaliti Kepenggunaan di Kampung Paya Serai, Bera dekat sini, Ismail Sabri menasihati orang ramai supaya menyemak kesahihan skimm pelaburan dengan SSM bagi mengelak menjadi mangsa penipuan.

Katanya orang ramai boleh mendapatkan maklumat lengkap termasuk senarai syarikat yang menawarkan Skim Berkepentingan Khas (SIS)) dengan melayari laman web SSM diwww.ssm.com.my.

"Setakat ini, hanya 188 syarikat yang mendapat kelulusan SSM untuk menawarkan pelaburan dalam projek yang mereka laksanakan menerusi SIS," katanya.

Ismail Sabri turut menasihatkan orang ramai yang sudah melabur dalam syarikat yang tidak disenaraikan dalam laman web SSM menarik menarik balik pelaburan mereka dan melaporkannya kepada suruhanjaya berkenaan.

-- BERNAMA

Former Lorry Driver Wins Audi Sports Car In BSN Draw

KEMAMAN, Jan 27 (Bernama) -- A former lorry driver from Kuching, Sarawak is set to have a more meaningful Chinese New Year on Feb 10 after winning an Audi A52.0 Sport car through the Bank Simpanan Nasional (BSN) Sijil Simpanan Premium (SSP), December last year.

Source from (Bernama): http://www.bernama.com/bernama/v6/newsgeneral.php?id=924419
Published: January 28, 2013

Chang Hoh On, 60, won the two-door car worth more than RM400,000 through a RM50,000 SSP deposit in June 2012.

"I was very shocked when a BSN staff phoned me and said I had won a luxury car during the December draw," he said at the presentation of the key replica by BSN Islamic Banking Department Head and senior vice-president Mohd Sofi Mat Jahaya.

Chang said he started saving with BSN from June last year after withdrawing his Employees Provident Fund, after working for more than 30 years with a contractor company in Sarawak.

Questioned as to whether he planned to sell the car, Chang, who has a wife and three children, said he will keep it for the enjoyment of his family.

"I used to drive a two-door lorry, and now I can still drive a two-door vehicle but it's an Audi sports car," he said.

-- BERNAMA

Bank Rakyat sumbang kerusi roda, peralatan perubatan

MUAR 21 Jan. - Bank Rakyat cawangan Muar menyampaikan sumbangan tujuh kerusi roda dan 14 peralatan perubatan kepada pesakit kurang berkemampuan dan Tabung Kebajikan Hospital Pakar Sultanah Fatimah (HPSF) di sini hari ini.

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Johor/20130122/wj_03/Bank-Rakyat-sumbang-kerusi-roda-peralatan-perubatan
Published: January 23, 2013


ABDUL Lidzam Muhammad Alias (dua dari kanan) 
menyerahkan peralatan perubatan kepada penerima 
pada Program Sentuhan Kasih CSR Bank Rakyat 2013 
di Hospital Pakar Sultanah Fatimah, Muar, semalam.

Sumbangan menerusi Program Sentuhan Kasih Tanggungjawab Sosial Korporat (CSR) Bank Rakayt 2013 itu disampaikan Ketua Bank Rakyat Wilayah Selatan, Abdul Lidzam Muhammad Alias kepada para penerima dan wakil tabung itu, Dr. Norizan Abdullah.

Penyerahan tersebut dilakukan di Dewan Saujana HPSF dengan turut dihadiri Penolong Pengurus Bank Rakyat cawangan Muar, Khadijah Aini Othman dan Ketua Unit Pembiayaan Bank Rakyat cawangan Muar, Nor Azman Mohd. Ali.

Dua kerusi roda diberikan kepada pesakit dan selebihnya untuk tabung berkenaan, manakala empat peralatan perubatan diberikan kepada pesakit dan bakinya disumbangkan untuk tabung itu, khusus bagi membantu pesakit yang kurang berkemampuan membeli kemudahan tersebut.

Abdul Lidzam dan kira-kira 10 kakitangan Bank Rakyat cawangan Muar dengan diiringi lima pegawai kanan HPSF turut menyampaikan 30 hamper kepada para pesakit hospital berkenaan.

Beliau berkata, program itu merupakan pembuka tirai 2013 bagi aktiviti Bank Rakyat di wilayah selatan dalam melaksanakan CSR kepada masyarakat.

Katanya, sumbangan berkenaan tepat pada masanya kerana pada tahun lalu sebanyak 1,440 pesakit berdaftar dengan Jabatan Kerja Sosial HPSF dan majoritinya adalah golongan kurang berkemampuan yang amat memerlukan bantuan atau sumbangan.

"Selain dapat membantu mereka, pada masa sama pihak HPSF juga sudah menyediakan Rumah Kasih atau rumah penginapan sementara untuk waris yang menghantar pesakit ke hospital ini tetapi tidak punya penginapan.

Sementara itu, seorang penerima, Fatimah Aziz, 38, dari Tanjung Gading Laut bersyukur kerana menerima sumbangan alat perubatan untuk anaknya, Norazira Ahmad, 10, yang merupakan orang kurang upaya (OKU) dan menghidap penyakit saraf sejak lahir.

BSN unjur 5 juta transaksi melalui EBB

Kuala Lumpur: Bank Simpanan Nasional (BSN) yang memperkenalkan perkhidmatan perbankan tanpa cawangan melalui Ejen Bank Berdaftar BSN (EBB) komited untuk mencapai sehingga lima juta transaksi dengan anggaran nilai mencecah RM500 juta tahun ini.

Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/BSNunjur5jutatransaksimelaluiEBB//Article/index_html
Published: January 21, 2013

Naib Presiden Kanan dan Ketua Jabatan Perniagaan Komunitinya, Azaddin Ngah Tasir berkata, lebih membanggakan, sasaran RM100 juta transaksi EBB bagi 2012 berjaya dicapai dengan nilai yang lebih tinggi iaitu RM250 juta.

Katanya, BSN yakin melalui EBB yang diperkenalkan di seluruh negara terutama kawasan pedalaman dapat diperluaskan bagi memudahkan orang ramai melakukan transaksi.

“Segmen perkhidmatan pembayaran dan simpanan dilihat terus menjadi penyumbang utama mencapai sasaran transaksi RM500 juta tahun ini termasuk penambahan ejen berdaftar.

“Malah, sejak perkhidmatan ini diperkenalkan, terdapat 3,647 ejen beroperasi sehingga 17 Januari ini dan kami menyasarkan peningkatan jumlah kepada 4,500 ejen tahun ini,” katanya.

Menurutnya, setakat ini juga melalui EBB, lebih tiga juta transaksi dengan nilai lebih RM280 juta dan pihaknya juga akan memperkenalkan beberapa perkhidmatan tambahan lain seperti tambah nilai prabayar, pembelian pin institusi pengajian tinggi, pembayaran pembiayaan atau pinjaman BSN dan kiriman wang.

Azaddin berkata, perkhidmatan ini dilihat banyak membantu masyarakat, sekali gus lebih banyak ejen yang telah beroperasi di kawasan yang sebelum ini dikategorikan tidak mempunyai akses perbankan.

Bangun ekonomi Islam (Bank Rakyat)

Shah Alam: Timbalan Perdana Menteri Tan Sri Muhyiddin Yassin berharap usaha memajukan ekonomi ummah menerusi sistem kewangan Islam dapat diteruskan Yayasan Pembangunan Islam Malaysia (YAPEIM).

Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/BangunekonomiIslam//Article/index_html
Published: January 21, 2013

Menurut Muhyiddin, program pembangunan ummah dilaksanakan YAPEIM selaras Prinsip Keterangkuman menerusi Model Baru Ekonomi digariskan Perdana Menteri Datuk Seri Najib Razak.

Katanya, peranan dimainkan YAPEIM juga membuktikan sektor sosial mempunyai tanggungjawab sama dengan sektor lain dalam membangunkan ekonomi umat Islam.

“Kerajaan akan terus menyokong usaha membasmi kemiskinan dan membela golongan masyarakat memerlukan. Kita membuktikan pelaksanaan Dasar Ekonomi Baru (DEB) meningkatkan taraf sosioekonomi masyarakat Bumiputera dan membasmi kemiskinan tanpa mengira kaum.

“Pelaksanaan Program Transformasi Ekonomi (ETP) dan Program Transformasi Kerajaan (GTP) di bawah Dasar Transformasi Nasional pula menyediakan lebih banyak peluang kepada rakyat memajukan diri dan keluarga, seterusnya meningkatkan taraf hidup,” katanya pada majlis Anugerah Tokoh Sahabat Ar Rahnu YAPEIM sempena Kejohanan Golf Amal Perdana YAPEIM, di sini, semalam.

Turut hadir dalam majlis itu, Menteri di Jabatan Perdana Menteri Datuk Seri Jamil Khir Baharom, Pengerusi Lembaga Pemegang Amanah YAPEIM Datuk Ahmad Tajudin Abdul Rahman dan Ketua Pengarah YAPEIM Datuk Dr Abdul Malek Awang Kechil. Katanya, program pembasmian kemiskinan menerusi Projek Perintis Skim Pembiayaan Ikhtiar, diinstitusikan sebagai Amanah Ikhtiar Malaysia (AIM) sumbangan besar YAPIEM membangunkan ekonomi ummah.

Beliau berkata, Program Mikro Kredit Ar-Rahnu yang dilaksanakan secara bersama dengan Bank Kerjasama Rakyat Malaysia (Bank Rakyat) di bawah penyelarasan Bank Negara Malaysia (BNM) menunjukkan kejayaan membanggakan. “Kini, YAPEIM peneraju utama program ini di Malaysia dengan jumlah premis mencecah 280 di seluruh negara,” katanya.

Bank Rakyat Akan Lancar Bank Bergerak Di Sabah, Sarawak

SIBU, 15 Jan (Bernama) -- Bank Kerjasama Rakyat Malaysia Bhd (Bank Rakyat) akan melancarkan program bank bergerak di Sabah dan Sarawak dalam tahun ini, kata Pengerusinya, Tan Sri Sabbaruddin Chik.

Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=921722
Published: January 16, 2013

Katanya bank bergerak pertama Bank Rakyat dilancarkan di Felda Bukit Mendi, Bera, Pahang, pada awal Januari tahun ini.

"Kami kini mempunyai tiga kemudahan sedemikian di Semenanjung Malaysia dan bilangan itu akan ditingkatkan kepada tujuh," katanya semasa berucap pada malam penghargaan bagi para pelanggan dan pendeposit bank itu di sini semalam.

Sabbarudin berkata Bank Rakyat kini mempunyai 140 cawangan di seluruh negara, di mana 14 daripadanya di Sarawak.

Bank Rakyat mempunyai lebih 600 Mesin Juruwang (ATM) dan Mesin Deposit Tunai (CDM) selain 38 Ar-Rahnu (Pajak Gadai Islam) X'Change.

-- BERNAMA 

Bank Rakyat set to meet 2012 target of RM2b in pre-tax profit and zakat

SIBU, Jan 15 (Bernama) -- Bank Kerjasama Rakyat Malaysia Bhd (Bank Rakyat) is on track to achieve its 2012 target of RM2 billion in pre-tax profit and zakat.

Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2013/1/16/business/12579543&sec=business
Published: January 16, 2013

Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=921712
Published: January 16, 2013

Source from (The Sun Daily): http://www.thesundaily.my/news/589576
Published: January 16, 2013

Source from (The Malaysian Insider): http://www.themalaysianinsider.com/business/article/bank-rakyat-set-to-achieve-2012-target-of-rm2b-in-pre-tax-profit-zakat/
Published: January 16, 2013


Chairman Tan Sri Sabbaruddin Chik said the optimism was based on the bank's nine-month performance ended Sept 30, 2012 of RM1.62 billion.

This was an increase of 8.1 per cent over the same period in 2011 where it posted RM1.5 billion, he said at the bank's appreciation night for customers and depositors here yesterday.

He said the bank had assets now totalling RM77 billion up to September last year.
"Our sterling performance has been acknowledged by the Association of Islamic Banking Institutions Malaysia(AIBIM) and we have been recognised as the most profitable Islamic bank for the year 2010/2011.

-- BERNAMA

Bank Rakyat Dijangka Capai Sasaran 2012 Keuntungan Pracukai Dan Zakat RM2 Bilion

SIBU, 15 Jan (Bernama) -- Bank Kerjasama Rakyat Malaysia Bhd (Bank Rakyat) kini berada pada landasan mencapai sasaran 2012 keuntungan pracukai dan zakat RM2 bilion.

Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/bank-rakyat-optimis-capai-sasaran-rm2b-1.121841
Published: January 16, 2013

Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=921719
Published: January 16, 2013

Source from (The Malaysian Insider): http://www.themalaysianinsider.com/bahasa/article/bank-rakyat-dijangka-capai-sasaran-2012-keuntungan-pracukai-dan-zakat-rm2b/
Published: January 16, 2013



Pengerusinya, Tan Sri Sabbaruddin Chik berkata rasa optimis itu adalah berdasarkan prestasi bagi tempoh sembilan bulan berakhir 30 Sept, 2012, yang mencatatkan RM1.62 bilion.

Ini merupakan peningkatan 8.1 peratus berbanding tempoh yang sama 2011 di mana ia mencatatkan RM1.5 bilion, katanya pada malam penghargaan bagi para pelanggan dan pendeposit bank itu di sini semalam.

Katanya bank itu kini mempunyai aset berjumlah RM77 bilion sehingga September tahun lepas.

"Prestasi cemerlang kami itu diperakui oleh Persatuan Institusi Perbankan Islam Malaysia (AIBIM) dan kami diiktiraf sebagai bank Islam paling menguntungkan bagi 2010/2011. -- BERNAMA

Pemohon boleh pinjam bank (Bank Rakyat)

IPOH 13 Jan. - Para pemohon Skim Rumah Mesra Rakyat (RMR) di bawah Syarikat Perumahan Nasional Berhad (SPNB) boleh membuat pinjaman perumahan melalui empat institusi kewangan bank perdagangan iaitu CIMB, Bank Islam, Maybank dan Bank Rakyat mulai tahun ini.

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Ekonomi/20130114/ek_03/Pemohon-boleh-pinjam-bank
Published: January 14, 2013


RUMAH Mesra Rakyat oleh SPNB ditawarkan kepada mereka 
yang mempunyai tanah dan berpendapatan rendah.

Pengerusinya, Datuk Idris Haron berkata, proses permohonan skim tersebut berbeza apabila syarat permohonan pinjaman ditentukan oleh SPNB dan institusi kewangan yang dipohon.

"Pihak bank bersama SPNB menentukan kelayakan hakiki dari pemohon. Sejarah pengurusan kewangan peribadi pemohon mestilah lebih baik berbanding sebelum ini ketika SPNB mengurus secara sendiri," katanya kepada pemberita pada majlis mesra rakyat SPNB di sini semalam.

Katanya, pemohon yang disenarai hitam oleh CTOS atau Credit Tip-Off Service Sdn. Bhd. dan Sistem Maklumat Rujukan Kredit Pusat (CCRIS) tidak layak menerima pinjaman.

"Bank boleh beri kelulusan kepada pemohon yang tiada masalah CTOS atau CCRIS kerana bank pemberi pinjaman melanggar dasar Bank Negara jika memberi pinjaman kepada mereka yang tersenarai di dalam sistem itu," katanya.

Beliau berkata, proses permohonan tidak sukar tetapi ia adalah lebih teliti berbanding sebelum ini.

"Proses kali ini bukan lebih sukar tetapi ia hanya lebih cerewet daripada SPNB," katanya.

Idris berkata, SPNB masih menggunakan kaedah IBS dengan mengekalkan keluasan 1,000 kaki persegi yang mempunyai tiga bilik dan dua bilik air.

"Syarat kelayakan pemohon rumah tersebut masih seperti sebelum ini yang mana pemohon mestilah memiliki tanah, ada tanggungan dan pendapatan mestilah tidak melebihi RM3,000," katanya.

Beliau berkata, pada tahun ini, SPNB akan membina 11,800 RMR yang akan bermula di Tambun.

"Pemohon skim rumah tersebut berjumlah 34,678 sejak tahun lepas. Perak adalah antara negeri yang tertinggi (pembinaan RMR) iaitu 1,959 unit rumah sudah siap sejak 2002, yang dibina di 26 kawasan Parlimen negeri ini," katanya. - BERNAMA

Applicants Can Raise Loans From Other Financial Institutions (Bank Rakyat)

IPOH, Jan 12 (Bernama) -- Applicants for the Skim Rumah Mesra Rakyat under the auspices of Syarikat Perumahan Nasional Bhd (SPNB) can obtain loans from CIMB Bank, Bank Islam Malaysia Bhd, Malayan Banking Bhd and Bank Rakyat Bhd beginning this year.

Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=921189
Published: January 13, 2013

Chairman Datuk Idris Haron said the application process for the scheme would differ as the terms and conditions for application was set by SPNB and the commercial banks.

"He said banks and SPNB would decide on an applicant's eligibility and one's financial standing should be better than before when the scheme was handled by SPNB," he told reporters at an SPNB event.

Idris said those blacklisted under the Credit Tip-Off Service Sdn Bhd (CTOS) and the Central Credit Reference Information System (CCRIS) would not be eligible for any loan.

"Banks will only grant loans to a blacklisted applicant after he clears his status with CTOS and CCRIS. If a bank grants loans to blacklisted applicants, they are flouting Bank Negara's regulation," he added.

-- BERNAMA

Pemohon Skim RMR Boleh Mohon Pinjaman Melalui Institusi Kewangan Lain (Bank Rakyat)

Ipoh: Berkuat kuasa tahun ini, semua pembeli Rumah Mesra Rakyat 1Malaysia (RMR1M) dibina Syarikat Perumahan Negara Berhad (SPNB) boleh mendapat pembiayaan institusi kewangan terpilih. Pengerusi SPNB, Datuk Idris Haron, berkata empat bank sudah bersetuju menjadi ahli panel bagi pembiayaan rumah berkenaan iaitu Maybank, CIMB, Bank Islam dan Bank Rakyat.

Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=921181
Published: January 13, 2013

Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/4banksetujubiayaRMR1M/Article/artikel
Published: January 13, 2013

Pembeli boleh mohon pinjaman mulai tahun ini

Datuk Idris Haron, berkata empat bank sudah bersetuju menjadi ahli panel bagi pembiayaan rumah berkenaan iaitu Maybank, CIMB, Bank Islam dan Bank Rakyat.

Katanya, rumah RMR1M dibina SPNB berharga RM65,000, tetapi pembeli hanya perlu membayar RM45,000 kerana RM20,000 adalah subsidi kerajaan.

“Proses mendapatkan pembiayaan agak cerewet, tapi tidak sukar selagi pemohon mempunyai rekod pengurusan kewangan peribadi yang bersih. Pemohon hanya perlu pinjam RM45,000 dengan dua peratus faedah ditanggung kerajaan,” katanya selepas Majlis Ramah Mesra Rakyat Bersama SPNB di Rancangan Perumahan Tersusun (RPT) Batu 10 Ulu Chepor, Chemor, dekat sini semalam.

Atasi NPL

Sebelum ini, pembiayaan RMR1M ditanggung sepenuhnya SPNB, tetapi difahamkan mesyuarat SPNB beberapa hari lalu membuat keputusan menyerahkan pembiayaan kepada institusi kewangan bagi menangani banyak kes hutang tidak berbayar (NPL) yang tinggi oleh pembeli rumah RMR1M terdahulu.

Idris berkata, setakat ini pihaknya menerima 34,678 permohonan memiliki RMR1M menerusi laman web SPNB berbanding sasaran menyiapkan 21,000 rumah berkenaan dalam tempoh tiga tahun.

Pendeposit Tabung Haji cecah 8.1 juta

Alor Gajah: Jumlah pendeposit Lembaga Tabung Haji (TH) kini mencapai 8.1 juta di seluruh negara dengan seramai 243,496 pelajar institusi pengajian tinggi mendaftar sebagai ahli Kelab TaHa@U.

Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/PendepositTabungHajicecah8_1juta/Article
Published: January 13, 2013


Orang ramai membuka akaun Tabung Haji dan mendaftar ahli Kelab 
TaHa pada Karnival TaHa@U Bersama Komuniti Lendu di Masjid 
Saidina Umar Al-Khattab, Lendu, Masjid Tanah, Melaka.

Ketua Pegawai Operasi TH, Datuk Kamarudin Mat Ali berkata, peningkatan jumlah pendeposit TH setiap tahun menunjukkan kesedaran orang ramai untuk membuat penyimpanan awal sebagai persediaan mengerjakan ibadat haji.

“Setiap tahun, pendeposit TH semakin meningkat hingga menyebabkan kita terpaksa memilih pencarum benar-benar layak diberi keutamaan menunaikan haji, berikutan jumlah mereka yang menunggu giliran kini berjuta orang.

“Bagi mereka yang sudah mengerjakan haji diminta memberi laluan kepada mereka yang berada di dalam senarai menunggu dan golongan pencarum berdaftar yang berusia 75 tahun ke atas,” katanya pada majlis perasmian Karnival TaHa@U Bersama Komuniti Lendu di Masjid Saidina Umar Al-Khattab, Lendu di sini, semalam.

Majlis yang disempurnakan Speaker Dewan Undangan Negeri, Datuk Wira Othman Mohamad. Hadir sama Pengarang Eksekutif Rencana Berita Harian (BH), Zainor Said; Pengarah TH negeri, Mohamad Khairi Dasemin; Pengurus Pengedaran NSTP Melaka, K Gunasegaran.

PruBSN Gets First Runner-Up At Best Newcomer Contact Centre Awards

KUALA LUMPUR, Jan 11 (Bernama) -- Prudential BSN Takaful Bhd (PruBSN) emerged as the first runner-up for "Best Newcomer Contact Centre" at the 13th Customer Relationship Management and Contact Centre Awards.

Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=920906
Published: January 12, 2013

The awards were hosted by the Customer Relationship Management and Contact Centre Association Malaysia (CCAM).

"We are truly honoured to receive this award. It is a testament to our efforts in providing the best experience to our customers and is testimony to the importance of adherence to our core values of TRUST (trustworthiness, respect, understanding, smile and teamwork)," said PruBSN's Chief Executive Officer Azim Mithani in a statement today.

PruBSN competed against 55 other customer service and contact centre operators in various industries including telecommunications, banking and insurance, information technology and other outsourcing companies.

After the second round evaluation, PruBSN were amongst the 22 shortlisted candidates to qualify for the third round and went on to be the finalist for this category and secured second place behind Shell Services.

-- BERNAMA

PruBSN Dapat Anugerah Pusat Hubungan Baru Terbaik

KUALA LUMPUR, 11 Jan (Bernama) -- Prudential BSN Takaful Bhd (PruBSN) muncul sebagai naib johan bagi 'Pusat Hubungan Baru Terbaik' pada majlis anugerah Pusat Hubungan dan Pengurusan Hubungan Pelanggan ke-13.

Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/prubsn-terima-pengiktirafan-1.120192
Published: January 12, 2013

Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=921061
Published: January 12, 2013



Anugerah berkenaan dihoskan Persatuan Pusat Hubungan dan Pengurusan Hubungan Pelanggan Malaysia (CCAM).

"Kami berbangga menerima anugerah ini. Ia merupakan bukti terhadap usaha kami dalam menyediakan pengalaman terbaik kepada pelanggan dan bukti kepada kepentingan pematuhan kepada nilai teras kami, TRUST (amanah, hormat, persefahaman, senyuman dan kerja berpasukan)," kata Ketua Pegawai Eksekutif PruBSN Azim Mithani dalam satu kenyataan pada Jumaat.

PruBSN bersaing dengan 55 pengendali pusat hubungan dan perkhidmatan pelanggan lain dalam pelbagai industri termasuk telekomunikasi, perbankan dan insurans, teknlogi maklumat dan syarikat penyumberan luar lain.

Selepas penilaian kedua, PruBSN merupakan antara 22 calon yang disenarai pendek untuk layak bagi pusingan ketiga dan seterusnya untuk menjadi finalis bagi kategori ini dan meraih tempat kedua selepas Shell Services.

-- BERNAMA

SME Bank Distributes RM2.25 Billion Budget Allocation To 4 Divisions

KUALA LUMPUR, Jan 10 (Bernama) -- SME Bank Malaysia Bhd will distribute the RM2.25 billion it was allocated by the government in the 2013 Budget to four divisions.

Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=920662
Published: January 11, 2013

Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/20130111003735/Article/index_html
Published: January 11, 2013

Managing Director Datuk Mohd Radzif Mohd Yunus said RM1 billion will be channelled to small and medium enterprise (SME) development and another RM1 billion to financing Bumiputera SMEs in Government-Linked Companies' (GLC) non-core businesses.

Another RM200 million will be used to finance halal-based SMEs and RM50 million for young entrepreneurs, he said when met at the official launch of the bank's business centre in Rawang near here today.

He said SME Bank will open five more such centres nationwide this year including in Sabah and Sarawak, with each centre costing RM250,000.

SME Bank now operates in 20 enterprise centres nationwide, with three in Selangor (one each in Shah Alam, Kajang and Rawang).

Between January to November last year, the bank approved 1,690 loan applications valued at RM2.76 billion.

-- BERNAMA

SME Bank Agih RM2.25 Bln Peruntukan Di Bawah Belanjawan 2013

Bank Perusahaan Kecil & Sederhana Malaysia Bhd (SME Bank) memperuntukkan RM1 bilion tahun ini untuk disalurkan sebagai pembiayaan kepada syarikat Bumiputera mengambil alih syarikat bukan teras milik Khazanah Nasional Bhd dan Permodalan Nasional Berhad (PNB).

Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/RM1bbantuambilalihsyarikatKhazanah_PNB/Article
Published: January 11, 2013

Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/SMEBankagihdanaRM2_25b//Article/index_html
Published: January 11, 2013

Source from (Bernama): http://www.bernama.com/bernama/v6/bm/newsbusiness.php?id=920656
Published: January 11, 2013


Gumuri memotong riben merasmikan pusat perniagaan baru SME Bank, 
di Rawang sambil diperhatikan Mohd Radzif (kiri), semalam.

Pengarah Urusan SME Bank, Datuk Mohd Radzif Mohd Yunus, berkata peruntukan itu sebahagian daripada dana berjumlah RM2.25 bilion yang disediakan kerajaan di dalam Bajet 2013.

Katanya, daripada jumlah berkenaan, sebanyak RM1 bilion akan disalurkan khusus bagi program pembangunan perusahaan kecil dan sederhana (PKS), RM200 juta untuk pembiayaan perniagaan industri halal, sementara RM50 juta lagi untuk skim perniagaan muda.

Baki RM1 bilion lagi akan kami peruntukkan khas kepada syarikat Bumiputera yang layak sebagai modal pembiayaan jika mereka dipilih membeli syarikat bukan teras yang akan dilupuskan Khazanah dan PNB, katanya selepas majlis perasmian pusat perniagaan baru SME Bank, di Rawang yang disempurnakan oleh Pengerusi SME Bank, Datuk Gumuri Hussain.

Pelupusan syarikat bukan teras milik Khazanah dan PNB itu susulan pengumuman Perdana Menteri, Datuk Seri Najib Razak yang mahu kedua-dua entiti itu melupuskan pegangan dalam 10 syarikat bagi meningkatkan penyertaan Bumiputera dalam sektor korporat.

Sementara itu, pusat perniagaan baru SME Bank yang turut dikenali sebagai Pusat Enterpris dan Perniagaan itu kombinasi bank dan pusat sehenti yang direka khusus bagi memberikan peluang kepada usahawan untuk lebih memahami peranan yang dimainkan SME Bank dalam menyediakan kemudahan pembiayaan dan perkhidmatan lain.

Pembukaan pusat itu bermatlamat meningkatkan peranan SME Bank dalam merancakkan lagi sektor PKS tempatan bagi membantu membangunkan komuniti berkenaan sebagai antara kelompok yang memacu pertumbuhan ekonomi negara.

Ia juga bermatlamat membantu mempertingkatkan lagi daya saing usahawan PKS, khususnya usahawan Bumiputera.

Gumuri berkata, pembukaan cawangan itu memudahkan usahawan dan bakal usahawan di sekitar Rawang untuk berurusan dengan SME Bank.

Dengan pembukaan pusat baru di Rawang, SME Bank secara keseluruhannya memiliki tiga Pusat Enterpris dan Perniagaan di Selangor iaitu satu di Shah Alam dan satu lagi di Kajang.

Ini mencerminkan pentinganya pembangunan usahawan PKS di Selangor dan sebahagian daripada usaha SME Bank untuk mendekati golongan usahawan di negeri ini, katanya.

Permodalan BSN Bhd Declares 1.8 Sen Dividend For BSN Dana Al-Jadid

KUALA LUMPUR, Jan 8 (Bernama) -- Bank Simpanan Nasional's (BSN) wholly-owned subsidiary, Permodalan BSN Berhad, today announced income distribution totalling RM3.375 million for BSN Dana Al-Jadid for financial year ended Dec 31, 2012.

Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=920127
Published: January 09, 2013

Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/8JADID/Article/
Published: January 09, 2013

Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2013/1/9/business/12550131&sec=business
Published: January 09, 2013

The dividend for the fund is 1.8 sen per unit for investors holding the unit trust till Dec 31, 2012.

They are eligible for the distribution in the form of reinvestment. The reinvestment will be made on Jan 14.

Permodalan BSN Bhd chief executive officer Kamarul Izam Idrus said the net asset value managed as at financial year ended 2012 totalled RM45.9 million.

He said the income distribution of BSN Dana Al-Jadid was equivalent to 7.2 per cent gross revenue based on the opening price of the 2012 financial year.

-- BERNAMA

Agihan Dana Al-Jadid PBSNB RM3.375j

Permodalan Bank Simpanan Nasional Berhad (PBSNB), mengumumkan pengagihan pendapatan RM3.375 juta bagi BSN Dana Al-Jadid untuk tahun kewangan berakhir 31 Disember 2012.

Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/AgihanDanaAl-JadidPBSNBRM3_375j//Article/index_html
Published: January 09, 2013

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Ekonomi/20130109/ek_02/PBSNB-umum-agihan-pendapatan
Published: January 09, 2013

Ketua Pegawai Eksekutifnya, Kamarul Izam Idrus berkata, pengagihan kasar bagi Al-Jadid ialah 1.8 sen seunit (kasar) untuk pelabur yang memegang unit amanah sehingga 31 Disember 2012 dan mereka layak mendapat pengagihan ini dalam bentuk pelaburan semula. “Dana Al-Jadid dilancarkan pada 2008 adalah dana ekuiti berasaskan Syariah yang mensasarkan pertumbuhan modal dan agihan pendapatan.

“Setakat tahun kewangan berakhir 2012, jumlah nilai aset bersih (NAB) dana yang diuruskan adalah RM45.9 juta. PBSNB mempunyai sejumlah 10,534 pelabur setakat 31 Disember 2012,” katanya dalam kenyataan di Kuala Lumpur.

Berdasarkan harga pembukaan tahun kewangan pada 2012, agihan pendapatan BSN Dana Al-Jadid mempunyai persamaan dengan perolehan kasar 7.2 peratus dan semua pelaburan semula terbabit akan dibuat pada 14 Januari 2013.

Ahli Lembaga Pengarah dan pihak pengurusan mengucapkan terima kasih kepada pelabur yang setia dan PBSNB akan sentiasa berusaha bagi mempertingkatkan pencapaian pada tahun akan datang.

Bank invests RM2.59mil on mobile banks for rural areas

BERA: Bank Rakyat has invested RM2.59mil in seven mobile bank service units to serve the rural areas, including those in Sabah and Sarawak.

Source from (The Star Online): http://thestar.com.my/news/story.asp?file=/2013/1/6/nation/20130106154350&sec=nation
Published: January 06, 2013

Source from (The Star Online): http://thestar.com.my/news/story.asp?file=/2013/1/7/nation/12542216&sec=nation
Published: January 07, 2013

Domestic Trade, Cooperative and Consumerism Minister Datuk Seri Ismail Sabri Yaakob said, the units would boost the efficiency of banking services.

"The mobile banks can help the public carry out various banking transactions, such as opening savings account, withdrawing money and repayment of loan, and online transaction," he said this after launching a mobile bank service at Felda Bukit Mendi here Sunday.

Also present was Bank Rakyat chairman Tan Sri Sabbaruddin Chik and managing director Datuk Yusoff Abdul Rahman.

Ismail Sabri, who is also Bera Member of Parliament, said the mobile banks had begun operations in Terengganu and Pahang.

"The mobile bank service in Pahang will serve the people in Felda Bukit Mendi, Sebertak, Lanchang and in Kuala Krau," he added. - Bernama

Bank Rakyat labur RM2.59 juta buka tujuh bank bergerak di luar bandar

BERA: Bank Rakyat melabur RM2.59 juta bagi menyediakan khidmat tujuh buah bank bergerak untuk kemudahan pelanggan yang tinggal di kawasan luar bandar termasuk Sabah dan Sarawak. 

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Korporat/20130107/ko_04/Bank-Rakyat-perkenal-bank-bergerak
Published: January 07, 2013

Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/KaunterbergerakBankRakyat/Article
Published: January 07, 2013

Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/BankRakyatlaburRM2_59jutabukatujuhbankbergerakdiluarbandar/Article
Published: January 06, 2013

Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/bank-rakyat-labut-rm2-59-juta-buka-tujuh-bank-bergerak-di-luar-bandar-1.118587
Published: January 06, 2013

Menteri Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan, Datuk Seri Ismail Sabri Yaakob berkata, perkhidmatan terbaharu bank itu adalah satu lagi inovasi dan kreativiti dalam meningkatkan lagi kecekapan perkhidmatan perbankan kepada rakyat.

"Konsep bank bergerak dan turun padang ini dapat membantu pelanggan dan orang ramai melakukan pelbagai tranksaksi perbankan seperti membuka akaun simpanan, pengeluaran tunai, pembayaran pinjaman, khidmat nasihat perbankan dan sebagainya.

"Bank bergerak ini dilengkapi dengan peranan jalur lebar dan disk satelit bagi menjalankan urusan niaga dalam talian," katanya selepas melancarkan bank bergerak Bank Rakyat di Felda Bukit Mendi, Bera hari ini.

Turut hadir Pengerusi Bank Rakyat, Tan Sri Sabbaruddin Chik dan Pengarah Urusan Datuk Yusoff Abdul Rahman.

Beliau yang juga Ahli Parlimen Bera, berkata perkhidmatan itu juga akan diadakan di Sebertak, Lanchang dan Kuala Krau. - BERNAMA

TH Heavy wrapping up 81ha land buy soon?

Business Times was told that an announcement on the matter is expected to be made by as early as next week. "At this point, there are two options on the table. One is for THHE to buy the land directly, while the second option is for Tabung Haji to acquire the land and lease it to THHE," said a person with direct knowledge on the matter.

Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/20130103234059/Article/index_html
Published: January 04, 2013

While the land purchase is not expected to draw market interest, the rationale behind the purchase could put THHE on investors' radar.

It is understood that THHE plans to set up an offshore oil and gas fabrication yard in Port Klang to help service the needs of national oil and gas company, Petroliam Nasional Bhd.

"Since MISC Bhd scaled down its oil and gas fabrication business, Petronas needs to fill the vaccum," said the source.

In 2008, MISC, via its unit MSE Holdings Sdn Bhd, aborted a proposed RM3.2 billion reverse takeover THHE, "due to unsatisfactory due diligence findings".

Meanwhile, Business Times was told by a person familiar with the inner workings of the THHE board of directors that there could be changes soon in the company's directors line-up.

"The potential new investors in THHE have asked for board representation in the company as they intend to help it become the country's top fabrication firm," said the source.

Late last year, McDermott International Inc of the US formalised a joint venture to provide a broad spectrum of marine construction services to the Malaysian and Asia Pacific- offshore oil and gas industries.

The agreement could see a 30 per cent share swap between Berlian McDermott Sdn Bhd, the local arm of McDermott International, and TH Fabricators Sdn Bhd in a deal worth US$25.4 million (RM77 million).

The agreement also includes the formation of two local companies offering engineering, procurement and project management services, in which McDermott and THHE will have equal ownership.

The deal, however, will have to be approved by THHE investors at an extraordinary shareholders meeting, which is expected to take place as early as next month.

Since the upliftment of its Practice Note 17 status three months ago, THHE and its partners have bagged a job worth US$289.46 million (RM877 million) from India's state-owned Oil and Natural Gas Corp Ltd.

It is estimated that THHE currently has an order book of RM200 million, while jobs it has tendered for stand at between RM1.2 billion and RM1.4 billion.

BPMB to retain RM100m dividend payout to govt

BANK Pembangunan Malaysia Bhd (BPMB) does not expect to do as good in 2012 as it did the year before due to some impairment charges, but a dividend payout of RM100 million to the government will likey be maintained.

Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/devb/Article/
Published: January 02, 2013

Its president/managing director Datuk Zafer Hashim said even though loan approvals for 2012 were very high at RM5 billion, for projects under the Economic Transformation Programme, the bank will still not be able to match its earnings in 2011.

"We'd be making slightly lower profit in 2012 but it must be said that as a development bank, financial targets are not our sole Key Performance Indicators (KPI) but more so whether we have carried out our mandate to assist the government in pursuing its development agenda," he said.

He said a dividend payout of RM100 million in the last 3 years to the government is one KPI the bank is proud of with another being able to play its role as a catalyst for the concept of Private Finance Initiative (PFI) in Malaysia, a new financing approach which most commercial banks prefer to shy away from.


"The fact that we have been a catalyst for PFI projects we can be proud that to a certain extent we have assisted the govt in actually movoing forward one (of its) development agenda. That is a KPI on its own," Zafer said , here recently.

BPMB made a net profit of RM462 million in the financial year ended December 31 2011 from RM369 million in 2011 on higher loans to government-backed projects.

He said 2012's earnings will be impacted by impairment charges of RM120 million on its investments on the mid-range chemical tankers through its subsidiary Global Maritime Ventures Bhd.

"The tanker market has been depressed for the last few years and we do not see a turnaround in 2013 either," he said adding that the bank is also doing some provisioning for some legacy account.

A 10.5 per cent gross non-performing loans (NPL) is expected in 2012 from 12 per cent in 2011 while this year, the bank is targeting it to go down to 8.8 per cent.

Zafer said had it not been for the adoption of new provisioning policy under a new accounting standard called FRS 139, the bank's gross NPL would have stood at 4 per cent.

(FRS 139 calls for an annual account assesment whether or not borrowers have paid or not which leads to a higher number of provisions).

On the amount of loans the bank has approved inn 2012, he said :

"Thanks to the ETP projects, our approval side has been good and we expect to close the year at about RM5 billion which cut across all our main four sectors, infrastructure, maritime, oil and gas and technology."

Infrastructure however remained BPMB's main sector which constitutes more than 60 per cent of its loan portfolio, followed by oil and gas and maritime sectors.

Technology sector, said Zafer has been somewhat slow despite government's push on green technology with the take-up rate for the Green Tech Fund has been slow.

He conceded that it's not easy for banks to approve loans for technology sector even under the Green Tech fund, primarily due to its "greenfield" nature.

"There are a lot of projects that can be technologically viable but it takes greater discipline for that project to be commercially bankable," said Zafer adding that technology projects usually need a robust analysis of risks to see their bankability.

On PFI projects, he said the bank has approved some RM2.5 million of loans over the last 2 years and the bank, he said "takes pride for being a major catalyst of PFI."

He explained that being involved in PFI projects is not an easy task as the financier is also the quasi-developer of the project.

Bank Rakyat kukuh kedudukan di Nusajaya

BANK Rakyat mengukuhkan kedudukan dengan membuka cawangan yang ke-140 diNusajaya, sekali gus menjadi cawangan ke-15 di Johor.

Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/bank-rakyat-kukuh-kedudukan-di-nusajaya-1.117173
Published: January 02, 2013



Bank Rakyat menawarkan pelbagai produk dan kemudahan Perbankan Islam kepada orang ramai seperti akaun simpanan-i nuri, akaun simpanan-i tawfir, akaun deposit-i makeen, pajak gadai-i ar- rahnu / az-zahab, pembiayaan peribadi- i 1Aslah, pembiayaan sewa beli-i, kad kredit-i, kemudahan pembayaran pelbagai bil utiliti, pembayaran zakat, perkhidmatan Tabung Haji serta kiriman wang Western Union.

Sepanjang tahun ini, Bank Rakyat telah membuka enam cawangan baru iaitu di Kerteh (Terengganu), Kota Marudu dan Putatan (Sabah), Cyberjaya (Selangor), Desa Sri Hartamas (Kuala Lumpur) dan terbaru di Nusajaya (Johor).

Bank Rakyat turut menjalankan Kempen Simpan dan Menang di mana pelanggan hanya perlu membuat simpanan serendah RM500.00 (akaun simpanan- i)/RM1,000.00 (akaun deposit-i).

Manakala, Kempen Mega Langgan dan Menang yang turut menawarkan hadiah-hadiah lumayan seperti sebuah Proton Preve, dengan hanya perlu melanggan mana-mana produk pembiayaan seperti pembiayaan sewa beli-i, pembiayaan mikro-i, pajak gadai-i, akaun simpanan-i serta produk deposit.

Anak Jasa Aims To Market 'Tok Ma' Curry Nationwide Next Year

KUALA TERENGGANU, Dec 31 (Bernama) -- Anak Jasa (M) Sdn Bhd, which produces various curry mix under 'Tok Ma' brand, aims to market its products nationwide next year.

Source from (Bernama): http://www.bernama.com/bernama/v6/newsbusiness.php?id=918697
Published: January 02, 2013

Its production director Salehah Mohammad, 65, said although the company, which operates on a small scale and has established a foundation for the last 10 years, the time is now ripe for it to spread its wings further.

Anak Jasa's products are currently marketed in Shah Alam, Selangor and its vicinity, and are also available in several supermarkets around Terengganu.

"We are targeting to market Tok Ma curry throughout the country once we have obtained encouraging feedback from consumers.

"Nevertheless, it's not easy to build a base nationwide and we are in the process of getting help from certain parties," she told Bernama.

Salehah is confident of achieving her objective to market the curry throughout the nation with the support of her children.

Her confidence was boosted when the SME Bank provided her company an RM80,000 loan to finance the purchase of equipment.

With the grant, the company was able to increase its production. Its factory now has the capability of producing 5,000 packets of curry mix daily while sales has breached RM30,000 annually.

Anak Jasa now produces six types of curry powder including meat, chicken and fish curry mix, which retails at RM1 for 25 gram packet and RM4 for 150 gram.

-- BERNAMA